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Closing Costs
There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract. We will walk you through the closing costs, answering any questions you may have explaining which costs
Good Faith Estimate
Buyers will receive a "Good Faith Estimate" of closing costs at the time the loan application is submitted to the lender. The estimate is based on the loan officer's past experience and may not include all the closing costs. We will be glad to review a competitor's "Good Faith Estimate," answering questions and highlighting missing costs and estimates we believe to be low.
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Standard Closing Costs
Loan-Related Costs
- Loan Origination Fee
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
Taxes
- Property Taxes
- Transfer Taxes and Recording Fees
Insurance
- Homeowners Insurance
- Flood or Quake Insurance
- Private Mortgage Insurance (PMI)
- Title Insurance
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Keystone Mortgage Emporium Inc 2302 West Johnsburg Road, Johnsburg, Illinois 60051 Phone: 815.344.9510 • Fax: 815.344.9513 Toll Free: 877.344.9510 Email: info@keystoneme.com

Illinois Residential Mortgage Licensee MB.6759566
Consumer Inquiry Information:
Illinois Department of Financial and Professional Regulation
Division of Banking
122 South Michigan Avenue, Suite 1900, Chicago, Illinois 60603
Phone: 312.793.3000 • Fax: 312.793.3977 • Consumer Inquiries: 877.793.3470
Copyright © 2010 Keystone Mortgage Emporium Inc Portions Copyright © 2010 a la mode, inc. Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map
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